/* ========================================
   AskSasson.com  -  Main Stylesheet
   Extracted from inline <style> for caching,
   linting, and CSP compliance.
   ======================================== */

:root {
  --primary: #1565C0;
  --primary-dark: #0D47A1;
  --secondary: #D6A21E;
  --secondary-dark: #B89217;
  --dark: #1F2933;
  --light: #F6F8FB;
  --border: #D9E1EC;
  --muted: #6B7280;
  --success: #2E7D32;
  --error: #B91C1C;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
body { color: var(--dark); background: var(--light); line-height: 1.6; }
a { color: var(--primary); text-decoration: none; }
img { max-width: 100%; }
.container { max-width: 1200px; margin: 0 auto; padding: 0 16px; }
html { scroll-behavior: smooth; }

/* ── Accessibility ──────────────────────────────────────────── */
.skip-link { position: absolute; left: -999px; top: -999px; }
.skip-link:focus {
  left: 16px; top: 16px; background: var(--primary); color: #fff;
  padding: 12px 20px; border-radius: 8px; z-index: 9999;
  font-weight: 700; box-shadow: 0 4px 20px rgba(0,0,0,.2);
}
.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}

a:focus-visible, button:focus-visible, input:focus-visible,
select:focus-visible, textarea:focus-visible {
  outline: 3px solid var(--primary); outline-offset: 2px; border-radius: 4px;
}
.concern-card:focus-visible, .faq-question:focus-visible {
  outline: 3px solid var(--primary); outline-offset: 2px;
}

@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}

/* ── Header / Nav ───────────────────────────────────────────── */
header {
  background: #fff; border-bottom: 1px solid var(--border);
  position: sticky; top: 0; z-index: 20;
}
nav {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 0; gap: 16px; flex-wrap: wrap;
}
nav ul { list-style: none; display: flex; gap: 16px; flex-wrap: wrap; }
nav a { font-weight: 700; color: var(--dark); }
.logo-link { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.logo-img { height: 90px; width: auto; }

/* ── Hero ────────────────────────────────────────────────────── */
.hero {
  padding: 48px 0 56px;
  background: radial-gradient(circle at top left, #ffffff 0%, #f5f7fb 40%, #e4edf7 100%);
  text-align: center; position: relative;
}
.hero::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; bottom: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%231565C0' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  pointer-events: none;
}
.hero-question {
  font-size: 32px; line-height: 1.3; letter-spacing: -0.5px;
  color: var(--dark); margin-bottom: 10px; max-width: 700px;
  margin-left: auto; margin-right: auto;
}
.hero-sub { font-size: 17px; color: var(--muted); margin-bottom: 24px; }
.pill {
  display: inline-block; background: rgba(214,162,30,.14);
  color: var(--secondary-dark); border: 1px solid var(--secondary);
  padding: 4px 12px; border-radius: 999px; font-weight: 800;
  font-size: 12px; margin-bottom: 12px;
}

/* ── Concern Grid ────────────────────────────────────────────── */
.concern-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 10px; max-width: 900px; margin: 0 auto 20px;
}
.concern-card {
  background: #fff; border: 2px solid var(--border); border-radius: 12px;
  padding: 14px 12px; cursor: pointer; text-align: left;
  transition: all .25s cubic-bezier(.175,.885,.32,1.275);
}
.concern-card:hover {
  border-color: var(--primary); transform: translateY(-4px) scale(1.02);
  box-shadow: 0 6px 20px rgba(21,101,192,.1);
}
.concern-card.selected {
  border-color: var(--secondary); background: rgba(214,162,30,.06);
  animation: selectPulse .4s ease;
}
.concern-card h3 { font-size: 14px; margin-bottom: 2px; color: var(--dark); }
.concern-card p { font-size: 12px; color: var(--muted); margin: 0; }
@keyframes selectPulse { 0% { transform: scale(1); } 50% { transform: scale(1.03); } 100% { transform: scale(1); } }

/* ── Value Response ──────────────────────────────────────────── */
.value-response {
  display: none; background: #fff; border: 1px solid var(--border);
  border-radius: 16px; padding: 20px; max-width: 600px;
  margin: 0 auto 20px; text-align: left;
  box-shadow: 0 10px 30px rgba(21,101,192,.08);
}
.value-response.visible { display: block; animation: fadeIn .3s ease; }
.value-response h3 { font-size: 17px; margin-bottom: 10px; color: var(--dark); }
.value-response p { color: var(--dark); margin-bottom: 12px; font-size: 15px; }
.value-stat {
  background: var(--light); border-radius: 8px; padding: 10px 14px;
  font-size: 13px; color: var(--muted); margin-bottom: 12px;
  border-left: 3px solid var(--secondary);
}
@keyframes fadeIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: translateY(0); } }

/* ── Form ────────────────────────────────────────────────────── */
.form-section {
  background: #fff; border: 1px solid var(--border); border-radius: 18px;
  padding: 24px; max-width: 480px; margin: 0 auto;
  box-shadow: 0 18px 50px rgba(21,101,192,.12);
}
.form-section h2 { font-size: 20px; margin-bottom: 4px; text-align: center; }
.form-note { font-size: 13px; color: var(--muted); margin-bottom: 16px; text-align: center; }
.form-grid { display: grid; gap: 14px; }
label { font-weight: 700; font-size: 14px; color: var(--dark); }
.required-star { color: var(--error); margin-left: 2px; }
input, select, textarea {
  width: 100%; padding: 12px; border-radius: 10px;
  border: 1px solid var(--border); font-size: 14px;
  background: #fff; transition: all .25s cubic-bezier(.4,0,.2,1);
}
input:focus, select:focus, textarea:focus {
  outline: none; transform: scale(1.01); border-color: var(--primary);
  box-shadow: 0 0 0 4px rgba(21,101,192,.12), 0 4px 12px rgba(21,101,192,.08);
}
textarea { resize: vertical; min-height: 60px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }

/* Inline field validation */
input.valid { border-color: var(--success); }
input.invalid { border-color: var(--error); }

/* Radio group (replaces inline styles) */
.radio-group { display: flex; gap: 16px; margin: 8px 0 10px; }
.radio-label { font-weight: 400; display: flex; align-items: center; gap: 6px; }

/* TCPA consent container (replaces inline styles) */
.tcpa-box {
  display: none; background: var(--light); border-radius: 8px;
  padding: 12px; margin-top: -6px;
}

/* Buttons */
.btn {
  display: inline-block; width: 100%; border: none; padding: 14px 16px;
  border-radius: 10px; font-weight: 800; cursor: pointer;
  background: var(--secondary); color: #1b1b1b; font-size: 16px;
  position: relative; overflow: hidden;
  transition: all .3s cubic-bezier(.4,0,.2,1);
}
.btn::after {
  content: ''; position: absolute; top: 50%; left: 50%; width: 0; height: 0;
  background: rgba(255,255,255,.3); border-radius: 50%;
  transform: translate(-50%,-50%); transition: width .4s, height .4s;
}
.btn:hover {
  background: var(--secondary-dark); transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(214,162,30,.35);
}
.btn:hover::after { width: 300px; height: 300px; }
.btn:active { transform: translateY(0); }
.btn:disabled { background: #ccc; cursor: not-allowed; }
.btn-secondary { background: #fff; border: 1px solid var(--border); color: var(--dark); }
.btn-secondary:hover { background: var(--light); }
.btn-link {
  background: none; border: none; color: var(--primary); font-size: 14px;
  cursor: pointer; text-decoration: underline; padding: 8px 0;
}
.cta-block { margin-top: 20px; display: block; text-align: center; }

/* Consent */
.consent-row { display: flex; gap: 10px; align-items: flex-start; }
.consent-row input { width: auto; margin-top: 4px; min-width: 18px; min-height: 18px; }
.jit-disclaimer {
  font-size: 12px; color: var(--muted); text-align: center;
  margin-top: 10px; padding: 8px; background: var(--light); border-radius: 8px;
}

/* Next steps */
.next-steps { background: var(--light); border-radius: 10px; padding: 14px; margin-top: 14px; }
.next-steps h3 { font-size: 14px; margin-bottom: 8px; color: var(--dark); }
.next-steps ol { margin: 0; padding-left: 20px; font-size: 13px; color: var(--muted); }
.next-steps li { margin-bottom: 4px; }
.next-steps .guarantee {
  font-size: 12px; color: var(--dark); font-weight: 700;
  margin-top: 8px; padding-top: 8px; border-top: 1px solid var(--border);
}

/* Alerts */
.success, .error {
  border-radius: 10px; padding: 12px; font-weight: 700;
  display: none; margin-bottom: 10px; font-size: 14px;
}
.success { border: 1px solid var(--success); background: #eaf6ec; color: #245d28; }
.error { border: 1px solid var(--error); background: #fdecec; color: #7f1d1d; }
.note { font-size: 13px; color: var(--muted); }
.note-margin { margin-top: 4px; }

/* Step 2 */
.step2-section {
  display: none; margin-top: 16px; padding-top: 16px;
  border-top: 1px dashed var(--border);
}
.step2-section.visible { display: block; animation: fadeIn .3s ease; }
.step2-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 12px; }
.step2-header h3 { font-size: 15px; color: var(--dark); }
.optional-badge {
  background: var(--light); color: var(--muted);
  font-size: 11px; padding: 3px 8px; border-radius: 4px; font-weight: 600;
}

/* Form progress bar */
.form-progress { display: flex; gap: 8px; margin-bottom: 20px; padding: 0 4px; }
.form-progress-step { flex: 1; height: 4px; background: var(--border); border-radius: 2px; transition: background .3s; }
.form-progress-step.active { background: var(--primary); }
.form-progress-step.completed { background: var(--success); }
.form-progress-label {
  display: flex; justify-content: space-between; font-size: 11px;
  color: var(--muted); margin-bottom: 8px;
}

/* Time estimate */
.time-estimate {
  display: inline-flex; align-items: center; gap: 6px; font-size: 12px;
  color: var(--muted); background: var(--light); padding: 6px 12px;
  border-radius: 20px; margin-bottom: 16px;
}
.time-estimate svg { width: 14px; height: 14px; }

/* Loading spinner */
.btn-loading { pointer-events: none; position: relative; color: transparent !important; }
.btn-loading::before {
  content: ''; position: absolute; top: 50%; left: 50%;
  width: 20px; height: 20px; margin: -10px 0 0 -10px;
  border: 3px solid rgba(0,0,0,.2); border-top-color: var(--dark);
  border-radius: 50%; animation: spin .8s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* Honeypot (hidden from users, visible to bots) */
.hp-field {
  position: absolute; left: -9999px; top: -9999px;
  opacity: 0; pointer-events: none; height: 0; width: 0;
}

/* Personalized greeting */
.personalized-greeting { font-size: 18px; color: var(--dark); margin-bottom: 8px; }
.personalized-greeting .name { color: var(--primary); font-weight: 800; }

/* ── Sections (generic) ─────────────────────────────────────── */
.section { padding: 60px 0; }
.section h2 { font-size: 28px; letter-spacing: -0.3px; margin-bottom: 12px; text-align: center; }
.section-subtitle {
  text-align: center; color: var(--muted); font-size: 16px;
  margin-bottom: 32px; max-width: 600px; margin-left: auto; margin-right: auto;
}
.card-grid {
  display: grid; gap: 16px;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  max-width: 900px; margin: 0 auto;
}
.card {
  background: #fff; border: 1px solid var(--border); border-radius: 16px;
  padding: 20px; box-shadow: 0 10px 24px rgba(31,78,121,.08);
  transition: transform .3s, box-shadow .3s;
}
.card:hover { transform: translateY(-6px); box-shadow: 0 16px 40px rgba(31,78,121,.12); }
.card h3 { margin-bottom: 8px; font-size: 16px; }
.card p { font-size: 14px; color: var(--muted); margin: 0; }

/* ── Calculator Section ──────────────────────────────────────── */
.calculator-section {
  background: linear-gradient(135deg, #f8f9fc 0%, #e8eef5 100%);
  padding: 64px 0; border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.calculator-card {
  background: #fff; border-radius: 20px; padding: 32px;
  max-width: 600px; margin: 0 auto;
  box-shadow: 0 20px 60px rgba(21,101,192,.1);
}
.calculator-card h2 { font-size: 22px; margin-bottom: 8px; text-align: center; }
.calculator-card .calc-sub { color: var(--muted); font-size: 14px; text-align: center; margin-bottom: 24px; }
.calc-input-group { margin-bottom: 20px; }
.calc-input-group label { display: block; font-weight: 700; font-size: 14px; margin-bottom: 8px; }
.calc-input-row { display: flex; align-items: center; gap: 12px; }
.calc-input-row input[type="range"] {
  flex: 1; height: 8px; -webkit-appearance: none; background: var(--border);
  border-radius: 4px; outline: none;
}
.calc-input-row input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 24px; height: 24px;
  background: var(--primary); border-radius: 50%; cursor: pointer;
  box-shadow: 0 2px 8px rgba(21,101,192,.3);
}
.calc-value { min-width: 100px; text-align: right; font-weight: 800; font-size: 18px; color: var(--primary); }
.calc-result {
  background: linear-gradient(135deg, #0B2A4A 0%, #1565C0 100%);
  border-radius: 16px; padding: 24px; text-align: center; margin-top: 24px;
}
.calc-result-label { color: rgba(255,255,255,.8); font-size: 13px; margin-bottom: 4px; }
.calc-result-value { font-size: 36px; font-weight: 800; color: var(--secondary); }
.calc-result-note { color: rgba(255,255,255,.7); font-size: 12px; margin-top: 8px; }
.calc-disclaimer {
  font-size: 11px; color: var(--muted); text-align: center;
  margin-top: 16px; padding-top: 16px; border-top: 1px dashed var(--border);
}

/* Calculator tabs */
.calc-tabs {
  display: flex; gap: 8px; margin-bottom: 24px;
  border-bottom: 2px solid var(--border); padding-bottom: 12px;
}
.calc-tab {
  background: none; border: none; padding: 10px 16px; font-size: 14px;
  font-weight: 700; color: var(--muted); cursor: pointer;
  border-radius: 8px; transition: all .2s;
}
.calc-tab:hover { background: var(--light); color: var(--dark); }
.calc-tab.active { background: var(--primary); color: #fff; }
.calc-panel { display: none; }
.calc-panel.active { display: block; animation: fadeIn .3s ease; }

/* ── Psychology Section ──────────────────────────────────────── */
.psychology-section { padding: 64px 0; background: #fff; }
.psychology-section h2 { text-align: center; margin-bottom: 8px; }
.psychology-sub { text-align: center; color: var(--muted); font-size: 15px; margin-bottom: 32px; }
.psychology-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px; max-width: 1000px; margin: 0 auto;
}
.psychology-card {
  background: var(--light); border-radius: 16px; padding: 24px;
  position: relative; overflow: hidden;
  transition: transform .3s, box-shadow .3s;
}
.psychology-card:hover { transform: translateY(-4px); box-shadow: 0 12px 40px rgba(21,101,192,.12); }
.psychology-icon { font-size: 32px; margin-bottom: 12px; animation: float 3s ease-in-out infinite; }
.psychology-card:nth-child(2) .psychology-icon { animation-delay: .5s; }
.psychology-card:nth-child(3) .psychology-icon { animation-delay: 1s; }
.psychology-card h3 { font-size: 16px; margin-bottom: 8px; color: var(--dark); }
.psychology-card p { font-size: 14px; color: var(--muted); margin-bottom: 12px; }
.psychology-reframe {
  background: #fff; border-radius: 8px; padding: 12px; font-size: 13px;
  color: var(--primary); font-weight: 600; border-left: 3px solid var(--secondary);
}
@keyframes float { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-6px); } }

/* ── Wisdom Quote Banner ─────────────────────────────────────── */
.wisdom-banner {
  background: linear-gradient(135deg, #0B2A4A 0%, #1a3d5c 50%, #0D47A1 100%);
  padding: 0; overflow: hidden; position: relative;
}
.wisdom-inner {
  max-width: 900px; margin: 0 auto; padding: 20px 24px;
  text-align: center; position: relative; min-height: 100px;
  display: flex; align-items: center; justify-content: center;
}
.wisdom-quote-container { position: relative; width: 100%; }
.wisdom-quote {
  position: absolute; width: 100%; opacity: 0;
  transform: translateY(10px); transition: opacity 0.6s ease, transform 0.6s ease;
  pointer-events: none;
}
.wisdom-quote.active { opacity: 1; transform: translateY(0); pointer-events: auto; position: relative; }
.wisdom-quote.exiting { opacity: 0; transform: translateY(-10px); }
.wisdom-text {
  font-size: 18px; font-weight: 500; color: #fff;
  line-height: 1.5; margin-bottom: 8px; font-style: italic;
}
.wisdom-text::before { content: '\201C'; }
.wisdom-text::after { content: '\201D'; }
.wisdom-author { font-size: 13px; color: var(--secondary); font-weight: 700; letter-spacing: 0.5px; }
.wisdom-progress {
  position: absolute; bottom: 0; left: 0; height: 3px;
  background: var(--secondary); width: 0; transition: width 0.1s linear;
}
.wisdom-nav {
  position: absolute; right: 20px; top: 50%;
  transform: translateY(-50%); display: flex; gap: 6px;
}
.wisdom-dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: rgba(255,255,255,.3); cursor: pointer;
  transition: background .3s, transform .3s; border: none; padding: 0;
}
.wisdom-dot:hover { background: rgba(255,255,255,.5); transform: scale(1.2); }
.wisdom-dot.active { background: var(--secondary); }
.wisdom-pause {
  position: absolute; left: 20px; top: 50%; transform: translateY(-50%);
  background: none; border: 1px solid rgba(255,255,255,.3);
  color: rgba(255,255,255,.7); width: 32px; height: 32px;
  border-radius: 50%; cursor: pointer; font-size: 12px;
  display: flex; align-items: center; justify-content: center; transition: all .3s;
}
.wisdom-pause:hover { border-color: var(--secondary); color: var(--secondary); }
.wisdom-pause.paused { background: rgba(214,162,30,.2); border-color: var(--secondary); color: var(--secondary); }

/* ── Trust / Financial Strength ──────────────────────────────── */
.trust-section {
  background: linear-gradient(135deg, #0B2A4A 0%, #1565C0 100%);
  color: #fff; padding: 64px 0;
}
.trust-section h2 { color: #fff; margin-bottom: 8px; }
.trust-section .trust-sub { color: rgba(255,255,255,.8); font-size: 15px; margin-bottom: 32px; text-align: center; }
.trust-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 20px; max-width: 1000px; margin: 0 auto;
}
.trust-item { background: rgba(255,255,255,.1); border-radius: 12px; padding: 20px; text-align: center; }
.trust-number { font-size: 32px; font-weight: 800; color: var(--secondary); margin-bottom: 4px; }
.trust-label { font-size: 14px; color: rgba(255,255,255,.9); }
.ratings-row {
  display: flex; justify-content: center; gap: 24px; flex-wrap: wrap;
  margin-top: 24px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.2);
}
.rating-badge { text-align: center; }
.rating-badge .rating { font-size: 24px; font-weight: 800; color: var(--secondary); }
.rating-badge .agency { font-size: 11px; color: rgba(255,255,255,.7); margin-top: 2px; }
.trust-footnote {
  font-size: 11px; color: rgba(255,255,255,.6); text-align: center;
  margin-top: 24px; max-width: 800px; margin-left: auto; margin-right: auto;
}

/* ── Testimonials ────────────────────────────────────────────── */
.testimonials-section { padding: 64px 0; background: #fff; }
.testimonials-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 24px; max-width: 1000px; margin: 0 auto;
}
.testimonial-card { background: var(--light); border-radius: 16px; padding: 24px; position: relative; }
.testimonial-card::before {
  content: '\201C'; position: absolute; top: 12px; left: 20px;
  font-size: 48px; color: var(--primary); opacity: .2; font-family: Georgia, serif; line-height: 1;
}
.testimonial-text { font-size: 15px; color: var(--dark); line-height: 1.7; margin-bottom: 16px; padding-top: 20px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.testimonial-avatar {
  width: 44px; height: 44px; border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-weight: 700; font-size: 16px;
}
.testimonial-info h3 { font-size: 14px; margin: 0 0 2px; color: var(--dark); }
.testimonial-info p { font-size: 12px; margin: 0; color: var(--muted); }
.testimonial-stars { color: var(--secondary); font-size: 14px; letter-spacing: 2px; margin-bottom: 8px; }

/* ── FAQ Accordion ───────────────────────────────────────────── */
.faq-accordion { max-width: 700px; margin: 0 auto; }
.faq-item-accordion {
  border: 1px solid var(--border); border-radius: 12px; margin-bottom: 12px;
  overflow: hidden; background: #fff; transition: box-shadow .3s;
}
.faq-item-accordion:hover { box-shadow: 0 4px 20px rgba(0,0,0,.06); }
.faq-question {
  display: flex; justify-content: space-between; align-items: center;
  padding: 18px 20px; cursor: pointer; font-weight: 700; font-size: 15px;
  color: var(--dark); background: #fff; border: none; width: 100%;
  text-align: left; transition: background .2s;
}
.faq-question:hover { background: var(--light); }
.faq-icon { font-size: 20px; color: var(--primary); transition: transform .3s; font-weight: 400; }
.faq-item-accordion.open .faq-icon { transform: rotate(45deg); }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .4s ease, padding .4s ease; }
.faq-item-accordion.open .faq-answer { max-height: 300px; }
.faq-answer-inner { padding: 0 20px 20px; font-size: 14px; color: var(--muted); line-height: 1.7; }

/* Article-page FAQ (hidden-attribute pattern) */
.faq-list { max-width: 700px; margin: 0 auto; }
.faq-item { border: 1px solid var(--border); border-radius: 10px; margin-bottom: 10px; overflow: hidden; }
.faq-item .faq-question { width: 100%; background: none; border: none; padding: 18px 20px; font-size: 15px; font-weight: 600; color: var(--dark); text-align: left; cursor: pointer; display: flex; justify-content: space-between; align-items: center; }
.faq-item .faq-question::after { content: '+'; font-size: 20px; color: var(--primary); font-weight: 400; transition: transform .3s; }
.faq-item.open .faq-question::after { transform: rotate(45deg); }
.faq-item .faq-answer { padding: 0 20px 20px; font-size: 14px; color: var(--muted); line-height: 1.7; }

/* ── Disclosure ──────────────────────────────────────────────── */
.disclosure {
  background: #fff; border: 1px solid var(--border); border-radius: 14px;
  padding: 16px; font-size: 13px; color: var(--dark);
  max-width: 700px; margin: 24px auto 0;
}

/* ── Export Panel (admin only) ───────────────────────────────── */
.export-panel {
  margin-top: 20px; padding: 14px; border-radius: 12px;
  border: 1px dashed var(--border); background: #fff;
  max-width: 480px; margin-left: auto; margin-right: auto; display: none;
}
.export-panel.admin-visible {
  display: block; border-color: var(--primary);
  background: linear-gradient(135deg, rgba(21,101,192,.03), rgba(214,162,30,.03));
}
.admin-badge {
  display: inline-block; background: var(--primary); color: #fff;
  font-size: 10px; padding: 2px 8px; border-radius: 4px;
  margin-left: 8px; vertical-align: middle;
}
.export-actions { display: flex; gap: 10px; flex-wrap: wrap; align-items: center; }

/* ── Footer ──────────────────────────────────────────────────── */
footer { background: #fff; border-top: 1px solid var(--border); padding: 32px 0; }
.footer-grid {
  display: grid; gap: 20px;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
}
.footer-grid h4 { font-size: 14px; margin-bottom: 10px; }
.footer-grid ul { list-style: none; }
.footer-grid li { margin-bottom: 6px; font-size: 14px; }
.footer-bottom { margin-top: 20px; font-size: 12px; color: var(--muted); text-align: center; }

/* ── Sticky Mobile CTA ──────────────────────────────────────── */
.mobile-cta {
  display: none; position: fixed; bottom: 0; left: 0; right: 0;
  background: #fff; border-top: 1px solid var(--border);
  padding: 12px 16px; z-index: 30; box-shadow: 0 -4px 20px rgba(0,0,0,.1);
}
.mobile-cta button {
  width: 100%; padding: 14px; border: none; border-radius: 10px;
  background: var(--secondary); color: #1b1b1b; font-weight: 800;
  font-size: 16px; cursor: pointer;
}

/* ── Toast Notifications ─────────────────────────────────────── */
.toast-container {
  position: fixed; top: 20px; right: 20px; z-index: 9999;
  display: flex; flex-direction: column; gap: 10px;
}
.toast {
  background: #fff; border-radius: 12px; padding: 14px 20px;
  box-shadow: 0 10px 40px rgba(0,0,0,.15); display: flex;
  align-items: center; gap: 12px; transform: translateX(120%);
  transition: transform .4s cubic-bezier(.175,.885,.32,1.275);
  max-width: 340px; border-left: 4px solid var(--success);
}
.toast.show { transform: translateX(0); }
.toast.error { border-left-color: var(--error); }
.toast-icon { font-size: 20px; }
.toast-content { flex: 1; }
.toast-title { font-weight: 700; font-size: 14px; color: var(--dark); margin-bottom: 2px; }
.toast-message { font-size: 13px; color: var(--muted); }
.toast-close {
  background: none; border: none; font-size: 18px; color: var(--muted);
  cursor: pointer; padding: 0; line-height: 1;
}

/* ── Success Checkmark (replaces confetti) ────────────────────── */
.success-checkmark {
  display: flex; align-items: center; justify-content: center;
  width: 48px; height: 48px; border-radius: 50%;
  background: var(--success); margin: 0 auto 12px;
}
.success-checkmark svg {
  width: 24px; height: 24px; stroke: #fff; stroke-width: 3;
  fill: none; stroke-linecap: round; stroke-linejoin: round;
}
.success-checkmark svg path {
  stroke-dasharray: 24; stroke-dashoffset: 24;
  animation: checkDraw 0.5s ease-out 0.2s forwards;
}
@keyframes checkDraw { to { stroke-dashoffset: 0; } }

/* ── Scroll Animations ───────────────────────────────────────── */
/* Elements are visible by default. JS adds .js-anim to <body> to
   opt-in to the hidden→visible animation. Without JS, everything shows. */
body.js-anim .animate-on-scroll { opacity: 0; transform: translateY(30px); transition: opacity .6s ease, transform .6s ease; }
body.js-anim .animate-on-scroll.animated { opacity: 1; transform: translateY(0); }
.animate-delay-1 { transition-delay: .1s; }
.animate-delay-2 { transition-delay: .2s; }
.animate-delay-3 { transition-delay: .3s; }

/* ── Button pulse ────────────────────────────────────────────── */
@keyframes pulse { 0%, 100% { transform: scale(1); } 50% { transform: scale(1.05); } }
.btn-pulse { animation: pulse .6s ease; }

/* ── Hero Two-Column Layout ──────────────────────────────────── */
.hero-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  align-items: start;
  max-width: 1200px;
  margin: 8px auto 0;
}

.hero-left {
  text-align: left;
}

.hero-left .concern-grid {
  max-width: none;
  margin-left: 0;
  margin-right: 0;
  grid-template-columns: repeat(2, 1fr);
}

.hero-left .value-response {
  max-width: none;
  margin-left: 0;
  margin-right: 0;
}

.hero-left .form-section {
  max-width: none;
  margin-left: 0;
  margin-right: 0;
}

.hero-right {
  position: sticky;
  top: 72px;
}

.hero-right .calculator-card {
  max-width: none;
  margin: 0;
}

/* ── Hero keyword subtitle ───────────────────────────────────── */
.hero-keyword-sub {
  font-size: 15px; color: var(--muted); margin-bottom: 8px;
  max-width: 680px; margin-left: auto; margin-right: auto;
}
.hero-keyword-sub a { color: var(--primary); text-decoration: underline; }

/* ── AEO Section ─────────────────────────────────────────────── */
.aeo-section { background: var(--light); border-top: 1px solid var(--border); }
.aeo-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
  max-width: 1000px;
  margin: 0 auto;
}
.aeo-card {
  background: #fff; border: 1px solid var(--border); border-radius: 16px;
  padding: 24px; transition: transform .3s, box-shadow .3s;
}
.aeo-card:hover { transform: translateY(-4px); box-shadow: 0 12px 36px rgba(21,101,192,.1); }
.aeo-icon { font-size: 28px; margin-bottom: 12px; display: block; }
.aeo-card h3 { font-size: 16px; margin-bottom: 10px; color: var(--dark); }
.aeo-card p { font-size: 14px; color: var(--muted); line-height: 1.7; margin-bottom: 10px; }
.aeo-card p:last-child { margin-bottom: 0; }
.aeo-card a { color: var(--primary); }
.aeo-link {
  display: inline-block; font-size: 13px; font-weight: 700;
  color: var(--primary); margin-top: 4px;
}

/* ── Services Section ────────────────────────────────────────── */
.services-section { background: #fff; border-top: 1px solid var(--border); }
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
  max-width: 1000px;
  margin: 0 auto 24px;
}
.service-card {
  display: block; background: var(--light); border: 1px solid var(--border);
  border-radius: 16px; padding: 24px; text-decoration: none;
  color: var(--dark); transition: transform .3s, box-shadow .3s, border-color .3s;
}
.service-card:hover {
  transform: translateY(-4px); box-shadow: 0 14px 40px rgba(21,101,192,.12);
  border-color: var(--primary);
}
.service-icon { font-size: 28px; margin-bottom: 12px; display: block; }
.service-card h3 { font-size: 16px; margin-bottom: 8px; color: var(--dark); }
.service-card p { font-size: 14px; color: var(--muted); line-height: 1.6; margin-bottom: 12px; }
.service-link { font-size: 13px; font-weight: 700; color: var(--primary); }
.services-cta-note { text-align: center; font-size: 15px; color: var(--muted); }
.services-cta-note a { color: var(--primary); font-weight: 700; }

/* ── About / E-E-A-T Section ─────────────────────────────────── */
.about-section { background: var(--light); border-top: 1px solid var(--border); }
.about-layout {
  display: grid;
  grid-template-columns: 200px 1fr;
  gap: 40px;
  align-items: start;
  max-width: 900px;
  margin: 0 auto;
}
.about-photo-wrapper { flex-shrink: 0; }
.about-headshot {
  width: 160px; height: 160px; border-radius: 50%; object-fit: cover;
  box-shadow: 0 8px 30px rgba(21,101,192,.2);
  display: block;
}
.about-photo-placeholder {
  width: 160px; height: 160px; border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 8px 30px rgba(21,101,192,.2);
  flex-shrink: 0;
}
.about-initials {
  font-size: 48px; font-weight: 800; color: #fff; letter-spacing: -2px;
}
.about-content .pill { margin-bottom: 12px; }
.about-content h2 { font-size: 28px; margin-bottom: 6px; text-align: left; }
.about-title { font-size: 14px; color: var(--muted); margin-bottom: 16px; font-weight: 600; }
.about-content p { font-size: 15px; color: var(--dark); line-height: 1.7; margin-bottom: 12px; }
.about-content a { color: var(--primary); }
.credentials-row {
  display: flex; gap: 12px; flex-wrap: wrap; margin-top: 16px; margin-bottom: 4px;
}
.credential-badge {
  background: #fff; border: 1px solid var(--border); border-radius: 10px;
  padding: 10px 14px; display: flex; flex-direction: column;
}
.credential-badge strong { font-size: 11px; color: var(--muted); text-transform: uppercase; letter-spacing: 0.5px; }
.credential-badge span { font-size: 13px; font-weight: 700; color: var(--dark); margin-top: 2px; }
.about-btn { width: auto; display: inline-block; margin-top: 16px; padding: 12px 24px; }

/* ── Footer 4-column grid ────────────────────────────────────── */
.footer-grid-4 { grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); }

/* ── Service Page Layout ─────────────────────────────────────── */
.page-hero {
  background: linear-gradient(135deg, #0B2A4A 0%, #1565C0 100%);
  color: #fff; padding: 56px 0 48px; position: relative;
}
.page-hero h1 { font-size: 34px; color: #fff; margin-bottom: 14px; max-width: 750px; letter-spacing: -0.5px; }
.page-hero-sub { font-size: 17px; color: rgba(255,255,255,.85); margin-bottom: 28px; max-width: 620px; line-height: 1.6; }
.page-hero .btn { background: var(--secondary); color: #1b1b1b; width: auto; display: inline-block; padding: 14px 28px; }
.breadcrumb { font-size: 13px; color: rgba(255,255,255,.55); margin-bottom: 20px; }
.breadcrumb a { color: rgba(255,255,255,.7); }
.breadcrumb a:hover { color: #fff; }
.breadcrumb .sep { margin: 0 8px; }

/* Quick facts bar */
.quick-facts { background: #fff; border-bottom: 1px solid var(--border); padding: 0; }
.quick-facts-grid {
  display: flex; flex-wrap: wrap; max-width: 1000px; margin: 0 auto;
  border-left: 1px solid var(--border);
}
.quick-fact {
  flex: 1; min-width: 160px; text-align: center; padding: 20px 16px;
  border-right: 1px solid var(--border);
}
.quick-fact-value { font-size: 26px; font-weight: 800; color: var(--primary); line-height: 1.1; }
.quick-fact-label { font-size: 12px; color: var(--muted); margin-top: 4px; line-height: 1.4; }

/* Pros / Cons */
.pros-cons-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; max-width: 900px; margin: 0 auto; }
.pros-card { background: #eaf6ec; border: 1px solid #a7d7ac; border-radius: 16px; padding: 24px; }
.cons-card { background: #fef3f2; border: 1px solid #fca5a5; border-radius: 16px; padding: 24px; }
.pros-card h3 { color: #2E7D32; font-size: 16px; margin-bottom: 14px; }
.cons-card h3 { color: #B91C1C; font-size: 16px; margin-bottom: 14px; }
.pros-cons-grid ul { margin: 0; padding-left: 18px; }
.pros-cons-grid li { font-size: 14px; color: var(--dark); margin-bottom: 8px; line-height: 1.6; }

/* Steps */
.steps-list { max-width: 700px; margin: 0 auto; }
.step-item { display: flex; gap: 20px; margin-bottom: 28px; align-items: flex-start; }
.step-number {
  width: 44px; height: 44px; border-radius: 50%; background: var(--primary);
  color: #fff; font-weight: 800; font-size: 18px;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.step-content h3 { font-size: 16px; margin-bottom: 6px; color: var(--dark); }
.step-content p { font-size: 14px; color: var(--muted); margin: 0; line-height: 1.6; }

/* Compare cards */
.compare-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; max-width: 800px; margin: 0 auto; }
.compare-card {
  background: #fff; border: 2px solid var(--border); border-radius: 16px; padding: 28px;
  transition: border-color .3s;
}
.compare-card.featured { border-color: var(--primary); }
.compare-card h3 { font-size: 18px; margin-bottom: 14px; color: var(--dark); }
.compare-card ul { margin: 0; padding-left: 18px; }
.compare-card li { font-size: 14px; color: var(--muted); margin-bottom: 8px; line-height: 1.6; }
.compare-tag {
  display: inline-block; background: var(--primary); color: #fff;
  font-size: 11px; font-weight: 700; padding: 3px 10px; border-radius: 4px; margin-bottom: 10px;
}
.compare-best { background: var(--secondary); color: #1b1b1b; }

/* Misconceptions */
.misconception-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px; max-width: 1000px; margin: 0 auto;
}
.misconception-card { background: #fff; border: 1px solid var(--border); border-radius: 16px; padding: 24px; }
.myth-label { font-size: 11px; font-weight: 800; color: #B91C1C; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 6px; }
.reality-label { font-size: 11px; font-weight: 800; color: #2E7D32; text-transform: uppercase; letter-spacing: 0.5px; margin: 12px 0 6px; }
.misconception-card .myth-text { font-size: 14px; color: var(--dark); font-style: italic; margin: 0 0 10px; }
.misconception-card .reality-text { font-size: 14px; color: var(--dark); margin: 0; line-height: 1.6; }

/* Related pages */
.related-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 16px; max-width: 1000px; margin: 0 auto;
}
.related-card {
  background: var(--light); border: 1px solid var(--border); border-radius: 12px;
  padding: 20px; text-decoration: none; color: var(--dark); transition: all .3s;
  display: block;
}
.related-card:hover { border-color: var(--primary); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(21,101,192,.1); }
.related-card .related-icon { font-size: 24px; margin-bottom: 10px; display: block; }
.related-card h4 { font-size: 15px; margin-bottom: 6px; color: var(--dark); }
.related-card p { font-size: 13px; color: var(--muted); margin: 0; }

/* Page CTA */
.page-cta { background: linear-gradient(135deg, #0B2A4A 0%, #1565C0 100%); padding: 64px 0; text-align: center; }
.page-cta h2 { color: #fff; font-size: 30px; margin-bottom: 12px; }
.page-cta p { color: rgba(255,255,255,.8); font-size: 16px; margin-bottom: 28px; max-width: 560px; margin-left: auto; margin-right: auto; }
.page-cta .btn { background: var(--secondary); color: #1b1b1b; width: auto; display: inline-block; padding: 16px 36px; font-size: 16px; }

/* Highlight box */
.highlight-box {
  background: rgba(21,101,192,.05); border: 1px solid rgba(21,101,192,.2);
  border-left: 4px solid var(--primary); border-radius: 0 10px 10px 0;
  padding: 20px 24px; margin: 24px 0;
}
.highlight-box p { margin: 0; font-size: 15px; color: var(--dark); line-height: 1.7; }
.highlight-box strong { color: var(--primary); }

/* Icon list */
.icon-list { list-style: none; padding: 0; margin: 0; }
.icon-list li { display: flex; gap: 12px; align-items: flex-start; padding: 10px 0; border-bottom: 1px solid var(--border); font-size: 15px; color: var(--dark); line-height: 1.6; }
.icon-list li:last-child { border-bottom: none; }
.icon-list .li-icon { font-size: 20px; flex-shrink: 0; margin-top: 1px; }

/* Alternating section bg */
.section-alt { background: var(--light); }
.section-white { background: #fff; }

/* Two-column content layout */
.content-split { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; max-width: 1000px; margin: 0 auto; }
.content-split h3 { font-size: 20px; margin-bottom: 12px; color: var(--dark); }
.content-split p { font-size: 15px; color: var(--muted); line-height: 1.7; margin-bottom: 12px; }

/* Page subtitle (used in section h2 context) */
.page-section-intro { max-width: 700px; font-size: 16px; color: var(--muted); line-height: 1.7; margin-bottom: 32px; }

/* ── Responsive ──────────────────────────────────────────────── */
@media (max-width: 960px) {
  .hero-layout { grid-template-columns: 1fr; }
  .hero-right { position: static; }
  .about-layout { grid-template-columns: 1fr; justify-items: center; text-align: center; }
  .about-content h2 { text-align: center; }
  .credentials-row { justify-content: center; }
  .content-split { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .page-hero h1 { font-size: 24px; }
  .page-hero-sub { font-size: 15px; }
  .pros-cons-grid { grid-template-columns: 1fr; }
  .compare-grid { grid-template-columns: 1fr; }
  .quick-facts-grid { border-left: none; }
  .quick-fact { border-right: none; border-bottom: 1px solid var(--border); min-width: 50%; }
  .wisdom-inner { min-height: 110px; padding: 16px 50px; }
  .wisdom-text { font-size: 15px; }
  .wisdom-nav { right: 10px; flex-direction: column; }
  .wisdom-pause { left: 10px; width: 28px; height: 28px; }
  .hero-question { font-size: 24px; }
  .field-row { grid-template-columns: 1fr; }
  .concern-grid { grid-template-columns: 1fr 1fr; }
  .mobile-cta { display: block; }
  body { padding-bottom: 70px; }
  .calc-tabs { flex-wrap: wrap; }
  .calc-tab { flex: 1; min-width: 100px; text-align: center; font-size: 12px; padding: 8px 10px; }
}

@media (max-width: 480px) {
  .concern-grid { grid-template-columns: 1fr; }
}


/* UX polish: consistent rhythm + premium motion */
body { font-size: 16px; }
header { backdrop-filter: saturate(120%) blur(6px); background: rgba(255,255,255,.94); }
.section { padding: 72px 0; }
.section h2 { margin-bottom: 14px; }
.page-section-intro { margin-left: auto; margin-right: auto; }

.btn-nav-start {
  width: auto;
  font-size: 13px;
  padding: 10px 14px;
  border-radius: 999px;
  white-space: nowrap;
}

.related-card, .card, .tool-card {
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.related-card:hover, .card:hover, .tool-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 28px rgba(21,101,192,.12);
}


@media (max-width: 900px) {
  .section { padding: 58px 0; }
  .btn-nav-start { font-size: 12px; padding: 9px 12px; }
}

/* ============================================================
   UX ENHANCEMENTS — Streamlined, premium feel, user retention
   ============================================================ */

/* ── Logo: 90px was too tall for a sticky header ── */
.logo-img { height: 52px; }

/* ── Header: needs higher z-index than mobile nav overlay ── */
header { z-index: 50; }

/* ── Active nav link ── */
nav a[aria-current="page"] {
  color: var(--primary);
  position: relative;
}
nav a[aria-current="page"]::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  right: 0;
  height: 2px;
  background: var(--primary);
  border-radius: 1px;
}

/* ── Hamburger toggle button (hidden on desktop) ── */
.menu-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  background: none;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 8px 10px;
  cursor: pointer;
  flex-shrink: 0;
  z-index: 60;
}
.menu-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--dark);
  border-radius: 2px;
  transition: transform .3s ease, opacity .3s ease, width .3s ease;
  transform-origin: center;
}
.menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; width: 0; }
.menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ── Page reading progress bar (top of page) ── */
.page-progress {
  position: fixed;
  top: 0;
  left: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
  z-index: 100;
  width: 0;
  pointer-events: none;
  transition: width 80ms linear;
}

/* ── Back-to-top button ── */
.back-to-top {
  position: fixed;
  bottom: 80px;
  right: 20px;
  width: 44px;
  height: 44px;
  background: var(--primary);
  color: #fff;
  border: none;
  border-radius: 50%;
  font-size: 20px;
  line-height: 1;
  cursor: pointer;
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  transition: opacity .3s ease, transform .3s ease, visibility .3s ease, background .2s;
  z-index: 25;
  box-shadow: 0 4px 16px rgba(21,101,192,.35);
  display: flex;
  align-items: center;
  justify-content: center;
}
.back-to-top.visible { opacity: 1; visibility: visible; transform: translateY(0); }
.back-to-top:hover { background: var(--primary-dark); transform: translateY(-2px); }
@media (min-width: 769px) { .back-to-top { bottom: 24px; } }

/* ── FAQ accordion: 300px max-height was cutting off long answers ── */
.faq-item-accordion.open .faq-answer { max-height: 1200px; }

/* ── Feature grid (used in about page, was unstyled) ── */
.feature-grid {
  display: grid;
  gap: 16px;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  margin-top: 20px;
}
.feature-grid-3 { grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.feature-grid-4 { grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); }

/* ── Related card h3 (about page uses h3, not h4) ── */
.related-card h3 { font-size: 15px; margin-bottom: 6px; color: var(--dark); font-weight: 700; }

/* ── Footer map wrapper ── */
.footer-map { overflow: hidden; border-radius: 10px; margin-top: 10px; }

/* ── Anchor scroll offset accounts for sticky header ── */
[id] { scroll-margin-top: 88px; }

/* ── Tablet nav: prevent wrapping at medium widths ── */
@media (max-width: 960px) and (min-width: 769px) {
  nav ul { gap: 10px; flex-wrap: nowrap; }
  nav ul li a { font-size: 13px; }
  .logo-img { height: 46px; }
}

/* ── Phone nav item ── */
.nav-phone a {
  color: var(--primary) !important;
  font-weight: 600;
  white-space: nowrap;
}
.nav-phone a::before { content: '📞 '; font-style: normal; }
@media (max-width: 960px) and (min-width: 769px) {
  .nav-phone { display: none; } /* too cramped at tablet; shows in mobile menu */
}

/* ── Return visitor banner ── */
.return-banner {
  background: var(--primary);
  color: #fff;
  padding: 10px 48px 10px 16px;
  font-size: 13px;
  text-align: center;
  position: relative;
  transition: opacity .3s ease;
  z-index: 15;
}
.return-banner a { color: #fff; text-decoration: underline; font-weight: 600; }
.return-banner-close {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  background: none;
  border: none;
  color: rgba(255,255,255,.75);
  font-size: 20px;
  line-height: 1;
  cursor: pointer;
  padding: 2px 6px;
}
.return-banner-close:hover { color: #fff; }

/* ── Mobile nav overlay ── */
@media (max-width: 768px) {
  .logo-img { height: 44px; }
  .menu-toggle { display: flex; }
  nav { flex-wrap: nowrap; }

  nav ul {
    position: fixed;
    top: var(--nav-top, 80px);
    left: 0;
    right: 0;
    bottom: 0;
    flex-direction: column;
    align-items: stretch;
    background: #fff;
    padding: 12px 16px 24px;
    gap: 4px;
    z-index: 45;
    overflow-y: auto;
    box-shadow: 0 8px 40px rgba(0,0,0,.15);
    border-top: 1px solid var(--border);

    /* Hidden by default */
    opacity: 0;
    pointer-events: none;
    transform: translateY(-8px);
    transition: opacity .25s ease, transform .25s ease;
  }
  nav ul.nav-open {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
  }

  nav ul li a {
    display: block;
    padding: 13px 16px;
    font-size: 16px;
    font-weight: 600;
    color: var(--dark);
    border-radius: 10px;
    transition: background .15s;
  }
  nav ul li a:hover,
  nav ul li a[aria-current="page"] {
    background: var(--light);
    color: var(--primary);
  }
  nav ul li a.btn-nav-start {
    background: var(--secondary);
    color: #1b1b1b;
    text-align: center;
    margin-top: 8px;
    font-weight: 800;
  }
  nav ul li a.btn-nav-start:hover { background: var(--secondary-dark); }
}

/* ============================================================
   FAQ HUB – Category layout, section CTAs, trust strip, form
   ============================================================ */

/* Category header row (icon + heading) */
.faq-category-header {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  margin-bottom: 28px;
  padding-bottom: 20px;
  border-bottom: 2px solid var(--border);
}
.faq-cat-icon { font-size: 40px; flex-shrink: 0; line-height: 1; }
.faq-category-header h2 { font-size: 24px; margin-bottom: 6px; text-align: left; }
.faq-category-header p { font-size: 15px; color: var(--muted); margin: 0 0 6px; }
.faq-category-header a { font-size: 14px; font-weight: 700; color: var(--primary); }

/* End-of-section CTA strip */
.faq-section-cta {
  background: var(--light);
  border-radius: 12px;
  padding: 18px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-top: 28px;
  border-left: 4px solid var(--secondary);
}
.faq-section-cta p { margin: 0; font-size: 15px; color: var(--dark); font-weight: 600; }
.faq-section-cta .btn { width: auto; display: inline-block; padding: 11px 22px; font-size: 14px; }

/* Category nav pills */
.faq-cat-nav { display: flex; flex-wrap: wrap; gap: 8px; margin: 0 0 32px; }
.faq-cat-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 14px;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 600;
  background: #fff;
  border: 1px solid var(--border);
  color: var(--dark);
  text-decoration: none;
  transition: all .2s;
}
.faq-cat-pill:hover {
  border-color: var(--primary);
  color: var(--primary);
  background: rgba(21,101,192,.04);
}
.faq-cat-pill .pill-icon { font-size: 15px; }

/* Inline about trust strip */
.faq-about-strip {
  background: linear-gradient(135deg, #0B2A4A 0%, #1565C0 100%);
  border-radius: 16px;
  padding: 24px;
  display: flex;
  gap: 20px;
  align-items: center;
  margin-bottom: 40px;
}
.faq-about-avatar {
  width: 72px;
  height: 72px;
  flex-shrink: 0;
  border-radius: 50%;
  background: rgba(255,255,255,.18);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  font-weight: 800;
  color: #fff;
}
.faq-about-text h3 { font-size: 16px; color: #fff; margin-bottom: 4px; }
.faq-about-text p { font-size: 13px; color: rgba(255,255,255,.8); margin: 0 0 8px; }
.faq-about-text a { color: var(--secondary); font-size: 13px; font-weight: 700; }

/* FAQ mini form */
.faq-mini-form-wrap {
  background: linear-gradient(135deg, #0B2A4A 0%, #1565C0 100%);
  border-radius: 20px;
  padding: 36px;
  max-width: 600px;
  margin: 0 auto;
}
.faq-mini-form-wrap h3 { color: #fff; font-size: 22px; margin-bottom: 8px; }
.faq-mini-form-wrap > p { color: rgba(255,255,255,.8); font-size: 14px; margin-bottom: 24px; }
.faq-mini-form-wrap label { color: rgba(255,255,255,.9); font-size: 13px; font-weight: 600; display: block; margin-bottom: 6px; }
.faq-mini-form-wrap input,
.faq-mini-form-wrap select {
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.25);
  color: #fff;
  border-radius: 10px;
  padding: 12px;
  font-size: 14px;
  width: 100%;
  transition: border-color .2s;
}
.faq-mini-form-wrap input:focus,
.faq-mini-form-wrap select:focus {
  outline: none;
  border-color: var(--secondary);
  box-shadow: 0 0 0 3px rgba(214,162,30,.25);
}
.faq-mini-form-wrap input::placeholder { color: rgba(255,255,255,.5); }
.faq-mini-form-wrap select option { background: #1565C0; color: #fff; }
.faq-mini-form-wrap .btn {
  background: var(--secondary);
  color: #1b1b1b;
  margin-top: 8px;
}
.faq-mini-disclaimer {
  font-size: 11px;
  color: rgba(255,255,255,.55);
  text-align: center;
  margin-top: 12px;
}

@media (max-width: 600px) {
  .faq-category-header { flex-direction: column; gap: 8px; }
  .faq-section-cta { flex-direction: column; text-align: center; }
  .faq-about-strip { flex-direction: column; text-align: center; }
  .faq-about-avatar { margin: 0 auto; }
  .faq-mini-form-wrap { padding: 24px 20px; }
}

/* ============================================================
   VISUAL HIERARCHY OVERHAUL
   Stronger section backgrounds, cards, hero, process steps,
   psychology CTA, calc meaning, concern icons, form icons.
   ============================================================ */

/* ── Hero: stronger gradient + bigger question ─────────────── */
.hero {
  background: linear-gradient(160deg, #0B2A4A 0%, #1565C0 45%, #1a7ad4 100%);
  padding: 64px 0 72px;
}
.hero::before {
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-question {
  font-size: 36px;
  color: #fff;
  max-width: 760px;
  margin-bottom: 14px;
  font-weight: 800;
  letter-spacing: -0.8px;
  text-shadow: 0 2px 12px rgba(0,0,0,.2);
}
.hero-keyword-sub {
  color: rgba(255,255,255,.82);
  margin-bottom: 12px;
  font-size: 15px;
}
.hero-keyword-sub a { color: rgba(255,255,255,.9); text-decoration: underline; }
.hero-sub { color: rgba(255,255,255,.7); font-size: 16px; margin-bottom: 0; margin-top: 20px; }
.pill {
  background: rgba(214,162,30,.22);
  color: var(--secondary);
  border-color: rgba(214,162,30,.5);
  font-size: 13px;
  padding: 5px 14px;
  letter-spacing: 0.3px;
}

/* ── Hero CTA strip ────────────────────────────────────────── */
.hero-cta-strip {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  margin: 24px 0 8px;
}
.hero-cta-btn {
  display: inline-block;
  width: auto;
  padding: 16px 40px;
  font-size: 17px;
  background: var(--secondary);
  border-radius: 12px;
  box-shadow: 0 8px 30px rgba(214,162,30,.4);
}
.hero-cta-btn:hover { background: var(--secondary-dark); box-shadow: 0 12px 40px rgba(214,162,30,.5); }
.hero-trust-line {
  font-size: 13px;
  color: rgba(255,255,255,.7);
  letter-spacing: 0.3px;
}

/* ── Concern cards: on dark hero ─────────────────────────── */
.concern-card {
  background: rgba(255,255,255,.97);
  border: 2px solid rgba(255,255,255,.3);
}
.concern-card:hover {
  border-color: var(--secondary);
  box-shadow: 0 8px 28px rgba(0,0,0,.18);
}
.concern-card.selected {
  border-color: var(--secondary);
  background: #fff;
}
.concern-icon {
  font-size: 26px;
  display: block;
  margin-bottom: 8px;
  line-height: 1;
}
.concern-card h3 { font-size: 15px; color: var(--dark); }
.concern-card p { font-size: 13px; color: var(--muted); }

/* ── Form section: lifted contrast on hero ───────────────── */
.form-section {
  border: none;
  box-shadow: 0 24px 60px rgba(0,0,0,.18);
}

/* ── Contact method icons ────────────────────────────────── */
.contact-method-label {
  background: var(--light);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 8px 16px;
  cursor: pointer;
  transition: border-color .2s, background .2s;
  flex: 1;
  justify-content: center;
  gap: 8px;
}
.contact-method-label:has(input:checked) {
  border-color: var(--primary);
  background: rgba(21,101,192,.06);
}
.contact-method-group {
  gap: 8px;
}
.contact-method-icon { font-size: 16px; }

/* ── Calculator "What this means" block ─────────────────── */
.calc-meaning {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  background: rgba(21,101,192,.05);
  border: 1px solid rgba(21,101,192,.15);
  border-radius: 10px;
  padding: 14px 16px;
  margin-top: 16px;
  font-size: 13px;
  color: var(--dark);
  line-height: 1.6;
}
.calc-meaning-icon { font-size: 18px; flex-shrink: 0; margin-top: 1px; }
.calc-meaning strong { color: var(--primary-dark); }

/* ── Section headings: accent underline ─────────────────── */
.section h2,
.aeo-section h2,
.services-section h2,
.psychology-section h2,
.testimonials-section h2 {
  position: relative;
  padding-bottom: 16px;
}
.section h2::after,
.aeo-section h2::after,
.services-section h2::after,
.psychology-section h2::after,
.testimonials-section h2::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 52px;
  height: 3px;
  background: var(--secondary);
  border-radius: 2px;
}

/* ── Section alt: more distinct background ───────────────── */
.section-alt {
  background: #EEF3FA;
}

/* ── Process: 3-step card grid ───────────────────────────── */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
  max-width: 1000px;
  margin: 0 auto;
}
.step-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 32px 28px;
  position: relative;
  overflow: hidden;
  transition: transform .3s, box-shadow .3s;
  box-shadow: 0 6px 24px rgba(21,101,192,.07);
}
.step-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 48px rgba(21,101,192,.14);
}
.step-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
}
.step-card-badge {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: #fff;
  font-weight: 800;
  font-size: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
  box-shadow: 0 4px 12px rgba(21,101,192,.25);
}
.step-card-icon {
  font-size: 36px;
  display: block;
  margin-bottom: 12px;
  line-height: 1;
}
.step-card h3 {
  font-size: 18px;
  color: var(--dark);
  margin-bottom: 6px;
}
.step-card-duration {
  font-size: 12px;
  font-weight: 700;
  color: var(--primary);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 10px;
}
.step-card p {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.7;
  margin-bottom: 16px;
}
.step-card-cta {
  display: inline-block;
  font-size: 13px;
  font-weight: 700;
  color: var(--primary);
  padding: 8px 0;
  border-bottom: 2px solid var(--border);
  transition: border-color .2s, color .2s;
}
.step-card-cta:hover { border-color: var(--primary); color: var(--primary-dark); }
.step-card-note {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  color: var(--success);
  margin-top: 4px;
}

/* ── Psychology: CTA block ──────────────────────────────── */
.psychology-cta-block {
  text-align: center;
  margin-top: 48px;
  padding: 40px 24px;
  background: linear-gradient(135deg, #EEF3FA 0%, #e0ebf7 100%);
  border-radius: 20px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
  border: 1px solid rgba(21,101,192,.12);
}
.psychology-cta-text {
  font-size: 19px;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 20px;
}

/* ── Testimonial cards: stronger visual ─────────────────── */
.testimonials-section { background: #EEF3FA; }
.testimonial-card {
  background: #fff;
  border: 1px solid var(--border);
  box-shadow: 0 8px 28px rgba(21,101,192,.08);
  transition: transform .3s, box-shadow .3s;
}
.testimonial-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 16px 44px rgba(21,101,192,.14);
}

/* ── Trust section: enhanced grid items ─────────────────── */
.trust-item {
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.15);
  transition: background .3s, transform .3s;
}
.trust-item:hover {
  background: rgba(255,255,255,.18);
  transform: translateY(-3px);
}

/* ── Footer: more breathing room + visual polish ─────────── */
footer {
  background: #0B2A4A;
  border-top: none;
  padding: 56px 0 32px;
  color: rgba(255,255,255,.85);
}
footer h4 {
  color: #fff;
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 16px;
  padding-bottom: 8px;
  border-bottom: 1px solid rgba(255,255,255,.12);
}
footer a { color: rgba(255,255,255,.7); }
footer a:hover { color: #fff; }
footer ul li { margin-bottom: 8px; }
.footer-grid address { color: rgba(255,255,255,.65); }
.footer-grid address a { color: rgba(255,255,255,.8); }
.footer-bottom {
  margin-top: 32px;
  padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,.1);
  color: rgba(255,255,255,.45);
  font-size: 12px;
}

/* ── AEO/Life insurance guide: stronger cards ──────────── */
.aeo-card {
  box-shadow: 0 6px 20px rgba(21,101,192,.07);
  transition: transform .3s, box-shadow .3s, border-color .3s;
}
.aeo-card:hover {
  border-color: var(--primary);
  box-shadow: 0 14px 40px rgba(21,101,192,.14);
}

/* ── Service cards: enhanced hover ─────────────────────── */
.service-card {
  box-shadow: 0 4px 16px rgba(21,101,192,.06);
}
.service-card:hover {
  box-shadow: 0 16px 48px rgba(21,101,192,.16);
}

/* ── Why section: better background ─────────────────────── */
#why { background: #fff; }

/* ── Guides section: alternating bg ─────────────────────── */
#guides { background: var(--light); }

/* ── Responsive: step grid stacks on mobile ─────────────── */
@media (max-width: 768px) {
  .hero-question { font-size: 26px; letter-spacing: -0.4px; }
  .hero-cta-btn { padding: 14px 28px; font-size: 15px; }
  .steps-grid { grid-template-columns: 1fr; }
  .step-card { padding: 24px 20px; }
  .psychology-cta-block { padding: 28px 20px; margin-top: 32px; }
  .psychology-cta-text { font-size: 17px; }
  .contact-method-group { flex-wrap: wrap; }
  .contact-method-label { min-width: 80px; }
  footer { padding: 40px 0 24px; }
}
@media (max-width: 480px) {
  .hero-cta-strip { gap: 8px; }
  .hero-question { font-size: 22px; }
}

/* ============================================================
   PLANNING HUB (planning-tools.html) VISUAL HIERARCHY
   ============================================================ */

/* ── Quick nav card descriptions ──────────────────────────── */
.related-card {
  display: flex;
  flex-direction: column;
  gap: 4px;
  padding: 18px 16px;
}
.related-card-desc {
  margin: 0;
  font-size: 12px;
  color: var(--muted);
  font-weight: 400;
  line-height: 1.5;
}
.related-card:hover .related-card-desc {
  color: var(--primary);
}

/* ── Life Stage Navigator icon cards ──────────────────────── */
.stage-icon-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  padding: 20px 12px;
  border-radius: 14px;
  background: #fff;
  border: 2px solid var(--border);
  cursor: pointer;
  transition: all .2s;
  text-align: center;
}
.stage-icon-card:hover {
  border-color: var(--primary);
  box-shadow: 0 4px 16px rgba(21,101,192,.12);
  transform: translateY(-2px);
}
.stage-icon-card.active {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
  box-shadow: 0 6px 20px rgba(21,101,192,.3);
}
.stage-card-icon {
  font-size: 28px;
  line-height: 1;
}
.stage-card-label {
  font-size: 13px;
  font-weight: 700;
  line-height: 1.3;
}

/* ── Tool card frames (What's at Risk + Plan Builder) ─────── */
.tool-card-frame {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 20px;
  box-shadow: 0 6px 24px rgba(21,101,192,.07);
  overflow: hidden;
}
.tool-card-header {
  display: flex;
  align-items: center;
  gap: 10px;
  background: linear-gradient(90deg, var(--primary) 0%, #1a7ad4 100%);
  color: #fff;
  padding: 14px 20px;
  font-weight: 700;
  font-size: 15px;
}
.tool-card-header-icon {
  font-size: 20px;
}

/* ── Nevada Checklist ─────────────────────────────────────── */
.nv-checklist {
  display: grid;
  gap: 20px;
}
.nv-checklist-group {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 20px 24px;
  box-shadow: 0 3px 12px rgba(21,101,192,.05);
}
.nv-checklist-group-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--primary);
  margin: 0 0 14px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--border);
}
.nv-checklist-items {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.nv-checklist-items li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14px;
  line-height: 1.6;
  color: var(--dark);
}
.nv-check {
  font-size: 16px;
  flex-shrink: 0;
  margin-top: 1px;
  color: var(--muted);
}

/* ── Why NM stat grid ─────────────────────────────────────── */
.nm-stat-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 20px;
}
.nm-stat-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 24px 20px;
  text-align: center;
  box-shadow: 0 4px 16px rgba(21,101,192,.06);
  transition: transform .2s, box-shadow .2s;
}
.nm-stat-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 28px rgba(21,101,192,.12);
}
.nm-stat-icon {
  font-size: 32px;
  margin-bottom: 8px;
}
.nm-stat-value {
  font-size: 24px;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.1;
  margin-bottom: 4px;
}
.nm-stat-label {
  font-size: 13px;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 10px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.nm-stat-desc {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.5;
  margin: 0;
}

/* ── Planning Hub responsive ──────────────────────────────── */
@media (max-width: 640px) {
  .stage-icon-card { padding: 16px 10px; }
  .stage-card-icon { font-size: 24px; }
  .nv-checklist-group { padding: 16px 16px; }
  .nm-stat-grid { grid-template-columns: 1fr 1fr; }
  .tool-card-frame { border-radius: 14px; }
}
@media (max-width: 400px) {
  .nm-stat-grid { grid-template-columns: 1fr; }
}

/* ============================================================
   ABOUT SASSON PAGE — Enhanced visual hierarchy
   Hero profile card, icon cards, testimonials, first meeting,
   why-choose grid, trust-section, responsive tweaks.
   ============================================================ */

/* ── Hero: two-column with profile card ───────────────────── */
.about-hero-layout {
  display: grid;
  grid-template-columns: 1fr 330px;
  gap: 48px;
  align-items: center;
  padding-top: 8px;
}

/* Profile card (glass panel in dark hero) */
.profile-card {
  background: rgba(255,255,255,.11);
  border: 1px solid rgba(255,255,255,.2);
  border-radius: 24px;
  padding: 32px 24px;
  text-align: center;
  backdrop-filter: blur(8px);
}
.profile-card .about-photo-placeholder { margin: 0 auto 16px; }
.profile-card-name  { font-size: 20px; font-weight: 800; color: #fff; margin: 0 0 4px; }
.profile-card-title { font-size: 13px; color: rgba(255,255,255,.72); margin-bottom: 4px; line-height: 1.45; }
.profile-card-affil { font-size: 13px; color: var(--secondary); font-weight: 700; margin-bottom: 16px; }
.profile-card .credentials-row { justify-content: center; }
.profile-card .credential-badge {
  background: rgba(255,255,255,.12); border-color: rgba(255,255,255,.22);
}
.profile-card .credential-badge strong { color: rgba(255,255,255,.6); }
.profile-card .credential-badge span  { color: #fff; }
.profile-card-areas {
  font-size: 12px; color: rgba(255,255,255,.6); margin-top: 12px; line-height: 1.7;
}

/* Trust badge strip below hero headline */
.about-trust-badges { display: flex; gap: 10px; flex-wrap: wrap; margin: 18px 0 28px; }
.about-trust-badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.22);
  color: rgba(255,255,255,.92); border-radius: 999px;
  padding: 6px 14px; font-size: 13px; font-weight: 600;
}

/* ── Card icon (emoji) for feature-grid cards ─────────────── */
.card-icon { font-size: 28px; display: block; margin-bottom: 12px; line-height: 1; }

/* ── First Meeting dark section ───────────────────────────── */
.fm-section {
  background: linear-gradient(135deg, #0B2A4A 0%, #1565C0 100%);
  padding: 72px 0;
}
.fm-section h2 { color: #fff; }
.fm-section h2::after { background: var(--secondary); }
.fm-section .section-subtitle { color: rgba(255,255,255,.75); }
.fm-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 20px;
  max-width: 820px; margin: 36px auto 0;
}
.fm-card {
  background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.16);
  border-radius: 16px; padding: 28px 24px;
  transition: background .25s;
}
.fm-card:hover { background: rgba(255,255,255,.15); }
.fm-icon { font-size: 28px; display: block; margin-bottom: 12px; line-height: 1; }
.fm-card h3 { font-size: 15px; font-weight: 700; color: #fff; margin-bottom: 8px; }
.fm-card p  { font-size: 14px; color: rgba(255,255,255,.8); margin: 0; line-height: 1.7; }

/* ── Why Choose Me: 2x2 icon cards ───────────────────────── */
.why-choose-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 20px;
  max-width: 900px; margin: 28px auto 0;
}
.why-choose-card {
  background: #fff; border: 1px solid var(--border); border-radius: 16px;
  padding: 28px 24px; box-shadow: 0 4px 16px rgba(21,101,192,.06);
  transition: transform .25s ease, box-shadow .25s ease;
}
.why-choose-card:hover {
  transform: translateY(-4px); box-shadow: 0 12px 36px rgba(21,101,192,.13);
}
.wc-icon { font-size: 28px; display: block; margin-bottom: 12px; line-height: 1; }
.why-choose-card h3 { font-size: 16px; font-weight: 700; color: var(--dark); margin-bottom: 8px; }
.why-choose-card p  { font-size: 14px; color: var(--muted); margin: 0; line-height: 1.6; }

/* ── About: responsive breakpoints ────────────────────────── */
@media (max-width: 920px) {
  .about-hero-layout { grid-template-columns: 1fr; }
  .about-hero-right  { display: none; }
}
@media (max-width: 680px) {
  .fm-grid        { grid-template-columns: 1fr; }
  .why-choose-grid { grid-template-columns: 1fr; }
}

/* ── Hero trust badges (service page hero) ────────────────── */
.hero-trust-row {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 24px;
}
.hero-trust-item {
  font-size: 13px;
  color: rgba(255,255,255,.85);
  font-weight: 600;
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.22);
  border-radius: 999px;
  padding: 5px 12px;
}

/* ── Nevada resource card (service pages) ─────────────────── */
.nevada-resource-card {
  display: flex;
  gap: 24px;
  align-items: flex-start;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 28px;
  box-shadow: 0 4px 16px rgba(21,101,192,.06);
  max-width: 900px;
  margin: 0 auto;
}
.nevada-resource-icon { font-size: 48px; line-height: 1; flex-shrink: 0; }
.nevada-resource-content h3 { font-size: 20px; margin-bottom: 8px; color: var(--dark); }
.nevada-resource-content p  { font-size: 15px; color: var(--muted); line-height: 1.7; margin-bottom: 16px; }
.nevada-resource-links { display: flex; gap: 16px; flex-wrap: wrap; }
.nevada-link {
  font-size: 14px;
  font-weight: 700;
  color: var(--primary);
  border-bottom: 2px solid rgba(21,101,192,.2);
  padding-bottom: 2px;
  transition: border-color .2s, color .2s;
}
.nevada-link:hover { border-color: var(--primary); color: var(--primary-dark); }

/* ── Comparison table (comparison pages) ─────────────────── */
.comparison-table {
  width: 100%;
  border-collapse: collapse;
  max-width: 900px;
  margin: 0 auto 32px;
  font-size: 14px;
}
.comparison-table th {
  background: var(--primary);
  color: #fff;
  padding: 14px 16px;
  text-align: left;
  font-weight: 700;
}
.comparison-table th:first-child { border-radius: 12px 0 0 0; }
.comparison-table th:last-child  { border-radius: 0 12px 0 0; }
.comparison-table td {
  padding: 12px 16px;
  border-bottom: 1px solid var(--border);
  color: var(--dark);
  vertical-align: top;
  line-height: 1.5;
}
.comparison-table tr:nth-child(even) td { background: var(--light); }
.comparison-table tr:last-child td:first-child { border-radius: 0 0 0 12px; }
.comparison-table tr:last-child td:last-child  { border-radius: 0 0 12px 0; }
.comparison-table .row-label { font-weight: 700; color: var(--dark); }
.comparison-table .highlight-cell { color: var(--primary); font-weight: 600; }

/* ── Micro-guide definition box ───────────────────────────── */
.definition-box {
  background: linear-gradient(135deg, rgba(21,101,192,.05) 0%, rgba(214,162,30,.05) 100%);
  border: 2px solid var(--primary);
  border-radius: 16px;
  padding: 28px 32px;
  max-width: 700px;
  margin: 0 auto 32px;
}
.definition-box .def-label {
  font-size: 11px;
  font-weight: 800;
  color: var(--primary);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 10px;
}
.definition-box .def-text {
  font-size: 18px;
  color: var(--dark);
  line-height: 1.6;
  font-weight: 500;
  margin: 0;
}

@media (max-width: 640px) {
  .nevada-resource-card { flex-direction: column; }
  .comparison-table { font-size: 13px; }
  .comparison-table th, .comparison-table td { padding: 10px 12px; }
  .definition-box { padding: 20px; }
  .definition-box .def-text { font-size: 16px; }
}

/* ── Print styles ──────────────────────────────────────────────────────────── */
@media print {
  /* Hide non-content chrome */
  header, footer, nav, .skip-link,
  .back-to-top, .progress-bar,
  .page-cta, .related-grid, .hero-trust-row,
  .btn, a.btn, button,
  #cookie-banner,
  [data-noprint] { display: none !important; }

  /* Reset backgrounds and shadows for ink saving */
  *, *::before, *::after {
    background: transparent !important;
    box-shadow: none !important;
    text-shadow: none !important;
    color: #000 !important;
  }

  body {
    font-size: 12pt;
    line-height: 1.5;
    margin: 0;
    padding: 0;
  }

  .container { max-width: 100%; padding: 0; }

  /* Show full URLs next to links */
  a[href]::after {
    content: " (" attr(href) ")";
    font-size: 10pt;
    color: #444 !important;
  }
  /* But not for in-page anchors, tel:, mailto: */
  a[href^="#"]::after,
  a[href^="tel:"]::after,
  a[href^="mailto:"]::after { content: ""; }

  /* Avoid breaking headings and cards across pages */
  h1, h2, h3, h4 { page-break-after: avoid; }
  .card, .misconception-card, .faq-item-accordion,
  .quick-fact, .step-card { page-break-inside: avoid; }

  /* Keep hero readable */
  .page-hero { border-bottom: 1px solid #ccc; margin-bottom: 20pt; }

  /* Show FAQ answers expanded */
  .faq-answer { display: block !important; max-height: none !important; }

  /* Flatten grids to single column */
  .card-grid, .quick-facts-grid, .misconception-grid,
  .related-grid, .footer-grid { display: block !important; }
  .card-grid > *, .quick-facts-grid > *, .misconception-grid > * { margin-bottom: 12pt; }
}

/* ── Cookie Consent Banner ─────────────────────────────────────────────────── */
#cookie-banner {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  background: var(--surface, #fff);
  border-top: 2px solid var(--primary, #1a56a0);
  padding: 16px 24px;
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  z-index: 9998;
  box-shadow: 0 -4px 24px rgba(0,0,0,.10);
  transform: translateY(100%);
  transition: transform .35s ease;
}
#cookie-banner.cookie-visible { transform: translateY(0); }
.cookie-text { margin: 0; flex: 1; font-size: 14px; line-height: 1.5; }
.cookie-text a { color: var(--primary, #1a56a0); }
.cookie-actions { display: flex; gap: 10px; flex-shrink: 0; }
.btn-sm { padding: 8px 18px; font-size: 14px; }
.btn-ghost {
  background: transparent;
  color: var(--text-muted, #555);
  border: 1px solid var(--border, #ddd);
}
.btn-ghost:hover { background: var(--surface-alt, #f5f5f5); }
@media (max-width: 480px) {
  #cookie-banner { flex-direction: column; align-items: flex-start; }
}

/* ── Field-level form error messages ───────────────────────────────────────── */
.field-error {
  display: block;
  color: #c0392b;
  font-size: 13px;
  margin-top: 4px;
  line-height: 1.4;
}
input[aria-invalid="true"],
select[aria-invalid="true"],
textarea[aria-invalid="true"] {
  border-color: #c0392b !important;
  outline-color: #c0392b;
}

/* ── Booking page social proof bar ────────────────────────────────────────── */
.booking-social-proof {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 24px;
  margin-bottom: 1.8rem;
}
.proof-item {
  font-size: 13px;
  color: var(--success, #1a7a4a);
  font-weight: 500;
}

/* ── Article author byline ─────────────────────────────────────────────────── */
.article-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 20px;
  margin: .75rem 0 1.5rem;
  font-size: 13px;
  color: var(--muted);
}
.article-author a { color: inherit; text-decoration: underline; }
.article-author a:hover { color: var(--primary); }
.article-date::before { content: '· '; }
@media (max-width: 480px) { .article-date::before { content: ''; } }

/* Rate tables */
.rate-table { width: 100%; border-collapse: collapse; font-size: .9rem; }
.rate-table th, .rate-table td { padding: .6rem .9rem; text-align: left; border-bottom: 1px solid var(--border); }
.rate-table thead th { background: var(--primary); color: #fff; font-weight: 600; }
.rate-table tbody tr:nth-child(even) { background: var(--bg-alt, #f8f9fa); }
.rate-table tbody tr:hover { background: #eef4ff; }
@media (max-width: 600px) { .rate-table th, .rate-table td { padding: .45rem .55rem; font-size: .8rem; } }

/* ── Utility classes (generated from inline style= attributes) ── */
.u-s1 { margin-bottom:0; }
.u-s2 { display:flex;gap:20px;margin:8px 0 16px; }
.u-s3 { font-weight:400;display:flex;align-items:center;gap:6px; }
.u-s4 { margin-bottom:10px; }
.u-s5 { font-style:normal;font-size:14px;color:var(--muted);line-height:1.9; }
.u-s6 { text-align:center;padding:40px; }
.u-s7 { display:flex;flex-wrap:wrap;gap:10px 28px;justify-content:center;margin-top:22px; }
.u-s8 { font-size:13px;color:rgba(255,255,255,.78);display:flex;align-items:center;gap:6px; }
.u-s9 { margin-top:12px; }
.u-s10 { max-width:720px;margin:0 auto;text-align:center; }
.u-s11 { font-weight:700; }
.u-s12 { margin-top:24px; }
.u-s13 { margin-top:20px; }
.u-s14 { margin-top:20px; max-width:560px; }
.u-s15 { font-weight:400;font-size:12px;color:var(--muted); }
.u-s16 { margin:0 0 8px;font-weight:700; }
.u-s17 { margin-bottom:6px; }
.u-s18 { margin:14px 0 0;font-size:12px;color:var(--muted); }
.u-s19 { margin-top:12px;display:inline-block; }
.u-s20 { margin-top:24px; max-width:560px; }
.u-s21 { margin-top:14px;display:inline-block; }
.u-s22 { margin-bottom:14px; }
.u-s23 { text-decoration:none;color:inherit; }
.u-s24 { font-size:28px;margin-bottom:10px; }
.u-s25 { margin-top:8px;display:inline-block; }
.u-s26 { text-align:center;margin-top:24px;font-size:15px;color:var(--muted); }
.u-s27 { text-align:center;margin-top:28px;font-size:15px;color:var(--muted); }
.u-s28 { text-align:center;margin-top:32px; }
.u-s29 { width:auto;display:inline-block;padding:14px 32px; }
.u-s30 { display:none; }
.u-s31 { text-align:center;margin-top:24px; }
.u-s32 { font-size:13px;color:var(--primary);display:inline-block;margin-top:6px; }
.u-s33 { border:0;border-radius:10px;margin-top:10px; }
.u-s34 { margin-top:24px;padding-top:16px;border-top:1px solid var(--border); }
.u-s35 { margin-top:16px; }
.u-s36 { width:auto;display:inline-block;padding:14px 32px;font-size:16px; }
.u-s37 { max-width:860px; }
.u-s38 { font-size:24px; }
.u-s39 { margin-top:12px;font-size:14px;color:var(--muted); }
.u-s40 { text-align:center;margin-top:28px;color:var(--muted); }
.u-s41 { text-align:center; }
.u-s42 { margin-left:auto;margin-right:auto;max-width:560px; }
.u-s43 { text-align:center;margin-top:36px; }
.u-s44 { width:auto;display:inline-block;padding:14px 36px;font-size:16px; }
.u-s45 { max-width:780px;margin:28px auto 0; }
.u-s46 { font-size:11px;opacity:.7; }
.u-s47 { text-align:center;margin-bottom:8px; }
.u-s48 { text-align:center;font-size:13px;color:var(--muted);margin-top:20px; }
.u-s49 { margin-top:10px; }
.u-s50 { margin-top:6px; }
.u-s51 { margin-top:24px;font-size:16px;margin-bottom:12px; }
.u-s52 { border:0;border-radius:12px; }
.u-s53 { font-size:17px;padding:16px 40px; }
.u-s54 { font-style:normal;font-size:14px;line-height:1.9; }
.u-s55 { margin-top:2rem; }
.u-s56 { margin-top:1.5rem; }
.u-s57 { font-size:13px;color:var(--muted); }
.u-s58 { margin-top: 2rem; }
.u-s59 { margin-top: 1.5rem; }
.u-s60 { margin-top:2.5rem; }
.u-s61 { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.u-s62 { width:100%;max-width:720px;padding:12px 14px;border:1px solid var(--border);border-radius:10px;font-size:16px; }
.u-s63 { margin-top:10px;color:var(--muted);font-size:14px; }
.u-s64 { font-size:.87rem;color:#6b7280;margin-bottom:.8rem; }
.u-s65 { margin-top:.6rem; }
.u-s66 { font-size:.78rem;color:#6b7280;margin-top:.8rem; }
.u-s67 { font-size:.83rem;color:#6b7280; }
.u-s68 { display:flex;gap:.6rem;align-items:center;margin:.5rem 0; }
.u-s69 { padding:.45rem .7rem;border:1.5px solid #dde3ec;border-radius:7px;font-size:.9rem; }
.u-s70 { margin-top:1.2rem; }
.u-s71 { display:flex;gap:.6rem;align-items:center;margin-bottom:.8rem;flex-wrap:wrap; }
.u-s72 { padding:.4rem .6rem;border:1.5px solid #dde3ec;border-radius:7px;font-size:.88rem; }
.u-s73 { font-size:.85rem;color:#6b7280; }
.u-s74 { overflow-x:auto; }
.u-s75 { color:#6b7280;text-align:center;padding:1rem; }
.u-s76 { max-width:160px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap; }
.u-s77 { font-size:.78rem;padding:.3rem .7rem; }
.u-s78 { display:flex;gap:16px;margin:8px 0 12px; }
.u-s79 { display:none;background:var(--light);border-radius:8px;padding:12px;margin-top:-6px; }
.u-s80 { font-size:13px; }
.u-s81 { font-style:normal;font-size:14px;color:var(--muted); }
.u-s82 { margin-top:28px; }
.u-s83 { max-width:960px;margin:0 auto; }
.u-s84 { font-style:normal;line-height:2;font-size:15px;color:var(--dark);margin-top:10px; }
.u-s85 { color:var(--primary);font-weight:700; }
.u-s86 { margin-top:16px;padding-top:16px;border-top:1px solid var(--border); }
.u-s87 { font-size:13px;color:var(--muted);margin-bottom:6px; }
.u-s88 { color:var(--dark); }
.u-s89 { font-size:13px;color:var(--muted);margin-bottom:0; }
.u-s90 { margin-top:12px;border-radius:12px;overflow:hidden;box-shadow:0 6px 20px rgba(21,101,192,.1); }
.u-s91 { width:100%;height:300px;border:0; }
.u-s92 { font-size:13px;color:var(--muted);margin-top:12px;margin-bottom:0; }
.u-s93 { max-width:960px;margin:0 auto 24px; }
.u-s94 { color:var(--secondary);font-size:12px; }
.u-s95 { font-size:12px;opacity:.8; }
.u-s96 { color:rgba(255,255,255,.6); }
.u-s97 { background:#fff;text-align:center; }
.u-s98 { max-width:560px;margin:12px auto 16px; }
.u-s99 { margin-bottom:32px; }
.u-s100 { width:auto;display:inline-block;padding:16px 40px;font-size:17px; }
.u-s101 { margin-top:20px;font-size:13px;color:var(--muted); }
.u-s102 { margin-top:24px; max-width:600px; }
.u-s103 { padding:24px 24px 0; }
.u-s104 { margin:16px 24px 0; }
.u-s105 { margin:16px 24px 24px; }
.u-s106 { margin-top:1.5rem;margin-bottom:.75rem; }
.u-s107 { margin-top:28px;font-size:14px;color:var(--muted); }
.u-s108 { margin-top:22px; }
.u-s109 { margin-bottom:28px; }
.u-s110 { text-align:center;color:var(--muted);font-size:16px;max-width:520px;margin:0 auto; }
.u-s111 { color:#fff;font-size:28px;margin-bottom:12px; }
.u-s112 { color:rgba(255,255,255,.82);font-size:17px;max-width:520px;margin:0 auto 28px; }
.u-s113 { display:inline-block;width:auto;padding:15px 40px;font-size:16px; }
.u-s114 { color:rgba(255,255,255,.5);font-size:12px;margin-top:18px; }
.u-s115 { margin-top:1rem; }
.u-s116 { background: linear-gradient(135deg, #1a3c5e 0%, #2980b9 100%) }
.u-s117 { padding-bottom:2rem; }
.u-s118 { font-size:5rem;margin:0; }
.u-s119 { margin-top:.75rem;font-size:.9rem;color:var(--muted); }
.u-s120 { text-align:center;margin-bottom:2rem; }
.u-s121 { font-size:12px;color:var(--muted);margin-top:1.5rem;border-top:1px solid var(--border);padding-top:1rem; }
.u-s122 { font-size:24px;margin-bottom:8px; }
.u-s123 { margin-top:10px;font-size:13px;font-weight:600;color:var(--primary); }
.u-s124 { text-align:center;margin-top:24px;font-size:15px; }
.u-s125 { text-align:center;margin-top:40px; }
.u-s126 { padding:16px 0; }
.u-s127 { color:var(--muted);font-size:.9rem;margin-bottom:1.5rem; }
.u-s128 { margin-bottom:.75rem; }
.u-s129 { overflow-x:auto;margin-bottom:2rem; }
.u-s130 { margin-bottom:1.5rem; }
.u-s131 { color:var(--muted);font-size:.9rem; }
.u-s132 { max-width:560px;margin:0 auto 1.5rem; }
.u-s133 { margin-top:32px; }
.u-s134 { background: linear-gradient(135deg, #2c3e50 0%, #8e44ad 100%) }
.u-s135 { width:auto;display:inline-block;padding:16px 36px;font-size:16px;margin-left:12px; }
.u-s136 { text-align:center; margin-bottom: 8px; }
.u-s137 { text-align:center; margin-left:auto; margin-right:auto; margin-bottom:32px; }
.u-s138 { background: linear-gradient(135deg, #1a5c3a 0%, #27ae60 100%); }
.u-s139 { margin-top: 2.5rem; }
.u-s140 { margin-top: 1rem; }
.u-s141 { margin-top:12px;padding:10px 14px;background:var(--bg-alt,#f0f4f8);border-left:3px solid var(--primary,#1565C0);border-radius:4px;font-size:14px; }
.u-s142 { overflow-x:auto;margin:1.5rem 0; }
.u-s143 { width:100%;border-collapse:collapse;font-size:15px; }
.u-s144 { background:var(--primary);color:#fff; }
.u-s145 { padding:12px 16px;text-align:left; }
.u-s146 { padding:12px 16px;text-align:center; }
.u-s147 { background:#f9f9f9; }
.u-s148 { padding:11px 16px;border-bottom:1px solid #eee; }
.u-s149 { padding:11px 16px;text-align:center;border-bottom:1px solid #eee; }
.u-s150 { padding:11px 16px; }
.u-s151 { padding:11px 16px;text-align:center; }
.u-s152 { margin-bottom:20px;font-weight:700;color:var(--nm-navy); }
.u-s153 { display:grid;grid-template-columns:1fr 1fr 1fr;gap:10px;margin:10px 0; }
.u-s154 { background:#fff;border:2px solid var(--border);border-radius:8px;padding:10px;text-align:center;cursor:pointer;transition:all .2s; }
.u-s155 { margin-right:4px; }
.u-s156 { font-weight:600;font-size:13px; }
.u-s157 { margin-top:8px; }
.u-s158 { background:var(--light); }
.u-s159 { margin-bottom:.3rem; }
.u-s160 { color:var(--muted);margin-bottom:.8rem; }
.u-s161 { font-size:1.1rem;margin-bottom:.6rem; }
.u-s162 { color:var(--muted);font-size:.88rem;margin-bottom:1rem; }
.u-s163 { font-size:1.1rem;margin-bottom:.4rem; }
.u-s164 { display:inline-block;margin-top:.5rem; }
.u-s165 { display:none;margin-top:.5rem;margin-left:.5rem; }
.u-s166 { margin-top:2rem;font-size:.85rem;color:var(--muted); }
.u-s167 { color:var(--error); }

/* ── Social media icons ─────────────────────────────────────────────────── */
.footer-social { display:flex; justify-content:center; gap:14px; margin-bottom:12px; }
.footer-social a { display:inline-flex; align-items:center; justify-content:center; width:34px; height:34px; border-radius:50%; background:rgba(255,255,255,.12); color:rgba(255,255,255,.8); text-decoration:none; transition:background .2s,color .2s; }
.footer-social a:hover { background:rgba(255,255,255,.28); color:#fff; }
.footer-social svg { fill:currentColor; }

.nav-social { display:flex; align-items:center; gap:6px; margin-left:4px; }
.nav-social a { display:inline-flex; align-items:center; color:var(--muted); transition:color .2s; padding:2px; }
.nav-social a:hover { color:var(--primary); }
.nav-social svg { fill:currentColor; }

.about-social { display:flex; gap:10px; flex-wrap:wrap; margin-top:20px; }
.about-social a { display:inline-flex; align-items:center; gap:7px; padding:9px 18px; border:1.5px solid var(--border); border-radius:24px; font-size:14px; text-decoration:none; color:var(--text); font-weight:500; transition:border-color .2s,color .2s,background .2s; }
.about-social a:hover { border-color:var(--primary); color:var(--primary); background:rgba(21,101,192,.05); }
.about-social svg { fill:currentColor; width:16px; height:16px; flex-shrink:0; }
.about-connect-section { margin-top:2.5rem; }
.about-connect-section h2 { font-size:1.1rem; margin-bottom:.5rem; }

/* ================================================================
   MODERN HERO SPLIT  –  2025 refresh
   ================================================================ */

/* Two-column split: pitch left, form right */
.hero-split {
  display: grid;
  grid-template-columns: 1fr 400px;
  gap: 48px;
  align-items: start;
  margin-top: 32px;
}

.hero-pitch {
  text-align: left;
}

/* Override centred defaults when inside .hero-pitch */
.hero-pitch .pill { margin-bottom: 18px; }
.hero-pitch .hero-question,
.hero-pitch .hero-keyword-sub,
.hero-pitch .hero-sub { text-align: left; margin-left: 0; margin-right: 0; }
.hero-pitch .concern-grid { max-width: 100%; margin-left: 0; margin-right: 0; }
.hero-pitch .value-response { max-width: 100%; margin-left: 0; margin-right: 0; }

/* Right column: sticky form card */
.hero-form-side {
  position: sticky;
  top: 88px;
}
.hero-form-side .form-section {
  max-width: 100%;
  margin: 0;
  /* premium card feel */
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 32px 80px rgba(0,0,0,.22), 0 8px 24px rgba(0,0,0,.12);
  border: none;
}

/* Coloured top bar on the form card */
.hero-form-side .form-section::before {
  content: '';
  display: block;
  height: 5px;
  background: linear-gradient(90deg, var(--secondary) 0%, #f0c44e 100%);
  margin: -24px -24px 20px;
}

/* CTA strip: horizontal row */
.hero-cta-strip {
  flex-direction: row !important;
  flex-wrap: wrap;
  justify-content: flex-start;
  gap: 12px !important;
  margin: 28px 0 10px !important;
}

/* Modern pill-shaped CTA buttons */
.hero-cta-btn {
  border-radius: 50px !important;
  padding: 15px 32px !important;
  font-size: 16px !important;
  font-weight: 700;
  letter-spacing: 0.2px;
}

/* Hero headline: bigger & tighter */
.hero-pitch .hero-question {
  font-size: 44px;
  line-height: 1.15;
  letter-spacing: -1px;
  font-weight: 900;
  margin-bottom: 16px;
}

/* Hero concern cards: slightly taller icons */
.hero-pitch .concern-icon { font-size: 30px; margin-bottom: 10px; }
.hero-pitch .concern-card h3 { font-size: 14px; font-weight: 700; }

/* Responsive: stack on tablet/mobile */
@media (max-width: 960px) {
  .hero-split {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  .hero-form-side { position: static; }
  .hero-pitch { text-align: center; }
  .hero-pitch .hero-question { font-size: 30px; }
  .hero-pitch .hero-question,
  .hero-pitch .hero-keyword-sub,
  .hero-pitch .hero-sub { text-align: center; }
  .hero-pitch .concern-grid { margin-left: auto; margin-right: auto; }
  .hero-pitch .value-response { margin-left: auto; margin-right: auto; max-width: 560px; }
  .hero-cta-strip { justify-content: center !important; }
  .hero-form-side .form-section { max-width: 520px; margin: 0 auto; }
}
.about-connect-section h2 { font-size:1.1rem; margin-bottom:.5rem; }


/* ── Ask Sasson ad showcase ───────────────────────────────── */
.ask-sasson-ad-showcase {
  background:
    radial-gradient(circle at top left, rgba(214,162,30,.16), transparent 32%),
    linear-gradient(180deg, #fff 0%, #f8fbff 100%);
}
.ad-showcase-header { max-width: 760px; margin: 0 auto 28px; text-align: center; }
.ad-showcase-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
  align-items: stretch;
}
.ad-showcase-card {
  margin: 0;
  background: #fff;
  border: 1px solid rgba(21,101,192,.14);
  border-radius: 22px;
  box-shadow: 0 18px 48px rgba(21,101,192,.12);
  overflow: hidden;
}
.ad-showcase-card img {
  display: block;
  width: 100%;
  height: auto;
}
.ad-showcase-card figcaption {
  padding: 14px 18px;
  color: var(--muted);
  font-size: 13px;
  font-weight: 700;
}
.ad-showcase-callout {
  grid-column: 1 / -1;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 28px;
  border-color: rgba(214,162,30,.34);
  background: linear-gradient(145deg, #0B2A4A 0%, #1565C0 100%);
  color: #fff;
}
.ad-showcase-kicker {
  color: var(--secondary);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .14em;
  text-transform: uppercase;
  margin-bottom: 10px;
}
.ad-showcase-callout h3 { color: #fff; font-size: 24px; margin-bottom: 10px; }
.ad-showcase-callout p { color: rgba(255,255,255,.78); margin-bottom: 18px; }
.ad-showcase-callout .secondary-btn { width: 100%; text-align: center; }
@media (max-width: 820px) {
  .ad-showcase-grid { grid-template-columns: 1fr; }
  .ad-showcase-callout { padding: 24px; }
}