Multi-State Compliance Map
License numbers, unique disclosure requirements, and Department of Insurance contacts across Nevada, Texas, Florida, Arizona, and Virginia.
AskSasson.com, Last updated: September 26, 2026
Sasson Emambakhsh is licensed in five states. Each state has its own disclosure requirements, consumer protection rules, and regulatory contacts. This page summarizes the key compliance elements for each state. Click the state link for the full state disclosure hub.
Nevada
Key Nevada-specific disclosure requirements:
- Best-Interest Standard (NRS 683A.0873): Annuity recommendations must meet a best-interest standard; consumer profile must be documented before recommendation
- Annuity Best-Interest (R109-23): Nevada Administrative Code R109-23 (effective 2023) codifies annuity best-interest obligations; educational content on this site does not trigger these requirements
- Privacy (NRS 603A): Nevada residents have a statutory right to opt out of the sale of covered information, plus security and breach-notice protections; this site does not sell information. Requests to know, correct and delete are honored voluntarily
- Credit Scoring (NRS 686A.600 et seq.): Carriers that use credit information must disclose it and explain adverse decisions; consumers may ask for re-evaluation
- Surplus Lines Notice: Surplus lines insurers are not admitted and not covered by Nevada Insurance Guaranty Association; written notice required at placement
Nevada DOI: (775) 687-0700, doi.nv.gov
Florida
Key Florida-specific disclosure requirements:
- Commission Disclosure (§626.593 F.S.): Florida producers must disclose compensation arrangements upon request; compensation is carrier-paid commission only
- Controlling Producer (§626.7491 F.S.): Sasson does not direct business to affiliated entities for undisclosed compensation beyond standard commissions
- Annuity Replacement (Form OIR-B1-1750): Florida requires this replacement notice form for annuity replacement transactions; formal applications handled through carrier channels
- Application Disclosure (§627.4085 F.S.): Florida requires prominent application disclosures; nothing on this website constitutes an insurance application
- Liability Disclosure (§627.4137 F.S.): Insurers must disclose liability policy information upon written request in claim situations; this site does not sell liability coverage
Florida DFS: 1-877-693-5236, myfloridacfo.com/division/agents
Texas
Key Texas-specific disclosure requirements:
- Texas Consumer Bill of Rights: TDI requires this document for personal auto and homeowners; Sasson does not sell those lines. Life, disability, and annuity consumers have rights to fair treatment and clear disclosures under the Texas Insurance Code
- Credit Scoring (§559 TIC): Insurers may use credit scoring for personal lines; consumers may request re-evaluation after adverse action; this site does not process credit information
- TDPSA (eff. July 1, 2024): Exempts GLBA financial institutions, so it does not directly bind this practice; access, correction, deletion and copy requests are honored voluntarily, and this site does not sell data or use it for targeted advertising
- Replacement Notice: Texas replacement transactions require a replacement comparison worksheet and Notice Regarding Replacement; formal applications handled through carrier channels
- Independent Producer: Sasson is not part of an insurance holding company system; Texas holding company and CGAD requirements do not apply
Texas DOI: (512) 463-6169, tdi.texas.gov
Arizona
Key Arizona-specific disclosure requirements:
- Certificate of Disclosure (Form E-178): Required for certain life insurance transactions; provided through carrier at time of formal application; not fulfilled by this website
- Suitability (ARS §20-448): Annuity recommendations must meet suitability standards based on consumer profile; this site does not make annuity recommendations
- Illustration Act (ARS §20-1117 et seq.): Illustrated policies require signed Illustration Acknowledgment at time of application; no illustrations provided on this site
- Administrative Action Reporting (ARS §20-285): Producers must report regulatory actions from other states within 30 days; Sasson has no reportable actions
- Privacy: Arizona has no comprehensive consumer privacy statute; its insurance-specific privacy law (A.R.S. §20-2101 et seq.) applies, including an opt-in requirement for certain sharing with non-affiliated third parties, alongside federal GLBA protections; the GLBA privacy notice is provided at the start of the client relationship
Arizona DIFI: (602) 364-2499, difi.az.gov
Virginia
Key Virginia-specific disclosure requirements:
- Unfair Trade Practices (Va. Code §38.2-500 et seq.): Prohibits misrepresentation, false advertising, twisting, and churning in the business of insurance; complaints go to the SCC Bureau of Insurance
- Producer Compensation (Va. Code §38.2-1821): Compensation is carrier-paid commission; any arrangement that differs is disclosed before or at the time of the transaction
- Replacement Notice (Form VLI-4): Virginia requires the Life Insurance Replacement Notice before an application that replaces existing coverage is signed; formal applications handled through carrier channels
- Annuity Suitability: Virginia has adopted the NAIC Suitability in Annuity Transactions Model Regulation; this site does not make annuity recommendations
- Privacy (VCDPA): The Virginia Consumer Data Protection Act applies above processing thresholds this practice does not meet; equivalent access, correction, and deletion rights are honored on request, and this site does not sell data
Virginia SCC Bureau of Insurance: 1-877-310-6560, scc.virginia.gov/pages/Bureau-of-Insurance
AskSasson.com is an independent educational website operated by Sasson Emambakhsh, licensed insurance producer (NV #4185790 | TX #3460699 | FL #G322852 | AZ #22097825 | VA #1569892). Educational information only, not financial, legal, or tax advice. © 2026 Sasson Emambakhsh.